What Whop costs
Whop began as a marketplace for access to communities, and grew into a full commerce platform with a strong Discord and membership focus. Its headline transaction rate is the lowest of any platform on this list. It also publishes the longest fee schedule of any of them, and the headline number is not what most sellers end up paying.
Add 1.5% for international cards and 1% where currency conversion applies. Whop's fee page also lists separate charges for payouts (from $2.50 for next-day ACH up to 5% + $1.00 for crypto), disputes ($15.00 each), tax collection (2%), affiliate processing (1.25%) and fraud tooling.
Whop figures verified on 5 September 2026 against Whop fees documentation, Whop for sellers. Check there for current rates.
Whop takes
2.7% + $0.30 per domestic card sale
Monthly: None
Komerza takes
0% on every plan
No payout, dispute, affiliate or fraud-tooling fees on any plan
Built for scale
Built for everyone. Engineered for the top end.
Globally, Komerza sellers do over €2 million a month, and the largest single stores clear over €200,000 a month. There is no product cap, no team cap and no revenue ceiling on any plan, so the store you start with is the store you scale, without a migration in the middle.
Where Whop stops
Whop is built around discovery inside its own marketplace, and its fee schedule is built for that: every payout, dispute, affiliate sale and fraud check carries a charge. A large store on its own domain ends up paying, per transaction, for a marketplace it is not in. Komerza is the other model: your domain, your processors, your money settling to you, and stores clearing over €200,000 a month on a flat plan.
What it costs you
A percentage and a flat monthly fee cross over at some point, and where that point falls depends entirely on your numbers. Put your own in and see what Whop and Komerza each cost at that volume.
- Komerza Premium€20/mo
No transaction fee, no product cap and no revenue cap on any plan.
- WhopUS$195/mo
Domestic card rate only. Excludes international (+1.5%), currency conversion (+1%), payout, dispute, tax and affiliate fees.
Estimates from each platform’s published rates, excluding payment processor charges, which you pay on any platform. Rows are shown in the currency each platform quotes and are not converted between them. Fees verified September 2026; check each provider for current rates.
Feature by feature
Komerza and Whop across 51rows. “Not advertised” means the feature does not appear on Whop’s own pricing or documentation pages.
Komerza | Whop | |
|---|---|---|
| Fees and model | ||
| Transaction fee | 0% | 2.7% + $0.30 |
| International surcharge | None | +1.5% |
| Currency conversion | None | +1% |
| Payout fee | None | $2.50 to 5% + $1.00 |
| Dispute fee | None | $15.00 per dispute |
| Tax collection fee | Not offered | 2% per transaction |
| Affiliate processing fee | None | 1.25% per transaction |
| Built-in audience | Whop marketplace | |
| Storefront and builder | ||
| Visual drag-and-drop builder | Not advertised | |
| AI builder: chat to edit, generate sections, write copy | Not advertised | |
| Storefront templates | Not advertised | |
| Edit the storefront's source code | Built in, with hot reload and a CLI | Not advertised |
| Autosave, version history and rollback | Not advertised | |
| Custom domain | On Premium and Business | Marketplace-first |
| Page-level SEO controls | Not advertised | |
| Built-in store blog | Not advertised | |
| Product reviews with seller replies | ||
| Analytics, ad pixel and chat widget integrations | Google Analytics, Tag Manager, Plausible, Clarity, Hotjar and more | Not advertised |
| Checkout and payments | ||
| Payment processors you connect yourself | Stripe, PayPal, Square, Mollie, SumUp, Authorize.Net, NMI, Shopify and more | 100+ local payment methods, through Whop |
| Multi-processor failover | Not advertised | |
| Apple Pay, Google Pay and Cash App | Not advertised | |
| Crypto payments | Bitcoin, Ethereum, Solana, USDT, USDC, Monero and 10 more | Not advertised |
| Self-custody crypto, settled to your own wallet | On Business | Not advertised |
| Custom payment methods | Not advertised | |
| Embeddable checkout and Checkout Elements | ||
| Automatic currency and language localization | Not advertised | |
| Subscriptions with retries and reminders | Memberships | |
| Store credit, balances and split payments | Not advertised | |
| Coupons, volume discounts and pop-up offers | Not advertised | |
| Custom checkout fields | Not advertised | |
| Invoices | ||
| Delivery | ||
| Licence keys with stock tracking | ||
| File delivery | Up to 100 MB, with download limits and expiry | Not advertised |
| Discord role delivery, revoked on refund | ||
| Dynamic delivery via webhook | Not advertised | |
| Customer account portal | Not advertised | |
| Fraud and security | ||
| Anti-fraud | Included, no per-transaction charge | $0.07 per transaction, $29 per alert |
| Block by email, domain, IP range, ISP, city or country | Not advertised | |
| Fraud and dispute tracking | Not advertised | |
| Team members and permissions | Included on every plan, with an audit log | Not advertised |
| Growth | ||
| Affiliate programme | All plans, with a branded portal | |
| Reseller network | On Premium and Business | Not advertised |
| Email marketing from your own domain | 50,000 sends a month on Business | Not advertised |
| Abandoned cart recovery | On Business | Not advertised |
| Live visitor, referrer and geographic analytics | Included, and on your own site too | Not advertised |
| Platform | ||
| Public REST API with OAuth2 apps and SDKs | ||
| Signed webhooks with delivery logs and retries | ||
| Mobile apps (iOS and Android) with push sale alerts | ||
| Products per store | Unlimited on every plan | Not advertised |
| Categories per store | Unlimited on every plan | Not advertised |
| Import from another platform | Sellhub, SellAuth, Sell.app and Shoppex, in one click | Not advertised |
When Whop is the better choice
- You want the marketplace. Whop has an audience already on the platform, and being findable there is worth real money if your product suits it.
- You are selling community or membership access first and files second. That is what Whop was built around.
- Your volume is low enough that 2.7% is genuinely less than a monthly plan.
When to switch to Komerza
- You have read Whop's full fee schedule. The headline 2.7% sits alongside payout fees, a $15 dispute fee, 1.25% affiliate processing and 2% for tax collection; a realistic all-in rate is well above the number on the tin.
- You want your own storefront on your own domain, built with an AI builder and editable down to the code, rather than a presence inside somebody else's marketplace.
- You want your affiliate programme, fraud checks, dispute tracking and payouts included rather than charged per transaction.
- You want to hold your own money. Komerza connects your own processors and self-custody crypto so funds settle to you directly, with no payout queue and no payout fee.
We ranked them ourselves
Harry, who co-founded Komerza, ranked the platforms for selling digital products in a tier list and explained each placement on screen. It is our own assessment rather than a neutral one, so weigh it against the sourced figures above.
Watch on YouTubeCommon questions
What people ask when they are weighing Whop against Komerza, answered with the same figures as the table above.
Whop's fee documentation lists 2.7% + $0.30 for domestic card transactions, plus 1.5% for international cards and 1% where currency conversion applies. Separately it lists payout fees from $2.50 (next-day ACH) up to 5% + $1.00 (crypto), $15.00 per dispute, 2% for tax collection, 1.25% for affiliate processing, and per-transaction charges for 3DS and fraud detection. There is no monthly subscription. Verified on 5 September 2026 from docs.whop.com/fees.
At the headline rate and at low volume, yes. Once you add payout, dispute, affiliate and tax fees, and once your monthly revenue is large enough that a percentage exceeds a flat plan, the comparison reverses. Add up the fees that apply to how you actually sell rather than comparing headline rates.
No. Komerza gives you a storefront on your own domain and expects you to bring your own traffic. If discovery is the main thing you want from a platform, Whop offers something Komerza does not.
No. Komerza charges the monthly plan price and nothing per transaction, per payout or per dispute. Your payment processor's own charges still apply, as they do on any platform.